What changed: r5 to r6
Added product credit scenarios and cash loan-funding bridge; incorporated September bank-application withdrawal and funding updates.
Retrieval clocks and internal hashes are excluded. Changed source or accounting definitions are not automatically an economic restatement. The authored reason describes the destination revision.
| Field | Before | After |
|---|---|---|
| /memory/as_of | 2026-09-18 | 2026-09-21 |
| /memory/bands/10d/n | None | 300 |
| /memory/bands/10d/p10 | -6.158 | -5.257 |
| /memory/bands/10d/p50 | 0.438 | 0.616 |
| /memory/bands/10d/p90 | 7.958 | 8.154 |
| /memory/bands/10d/p_up | 0.537 | 0.557 |
| /memory/bands/126d/censored | None | 0 |
| /memory/bands/126d/n | None | 275 |
| /memory/bands/126d/p10 | None | -17.001 |
| /memory/bands/126d/p50 | None | 6.977 |
| /memory/bands/126d/p90 | None | 34.337 |
| /memory/bands/126d/p_up | None | 0.655 |
| /memory/bands/1d/n | None | 300 |
| /memory/bands/1d/p10 | -1.644 | -1.551 |
| /memory/bands/1d/p90 | 2.157 | 2.249 |
| /memory/bands/1d/p_up | 0.583 | 0.573 |
| /memory/bands/21d/censored | None | 0 |
| /memory/bands/21d/n | None | 296 |
| /memory/bands/21d/p10 | None | -8.093 |
| /memory/bands/21d/p50 | None | 0.795 |
| /memory/bands/21d/p90 | None | 11.125 |
| /memory/bands/21d/p_up | None | 0.527 |
| /memory/bands/252d/censored | None | 0 |
| /memory/bands/252d/n | None | 242 |
| /memory/bands/252d/p10 | None | -21.517 |
| /memory/bands/252d/p50 | None | 10.172 |
| /memory/bands/252d/p90 | None | 49.596 |
| /memory/bands/252d/p_up | None | 0.64 |
| /memory/bands/5d/n | None | 300 |
| /memory/bands/5d/p10 | -4.015 | -3.843 |
| /memory/bands/5d/p50 | 0.345 | 0.524 |
| /memory/bands/5d/p90 | 5.066 | 5.65 |
| /memory/bands/5d/p_up | 0.553 | 0.57 |
| /memory/bands/63d/censored | None | 0 |
| /memory/bands/63d/n | None | 291 |
| /memory/bands/63d/p10 | None | -13.342 |
| /memory/bands/63d/p50 | None | 1.214 |
| /memory/bands/63d/p90 | None | 21.112 |
| /memory/bands/63d/p_up | None | 0.55 |
| /meta/as_of | 2026-09-19 | 2026-09-22 |
| /meta/revision | 5 | 6 |
| /scorecard/band_coverage_5d | None | 0.0 |
| /scorecard/inside_5d | None | 0 |