What changed: r1 to r2
No authored reason recorded.
Retrieval clocks and internal hashes are excluded. Changed source or accounting definitions are not automatically an economic restatement. The authored reason describes the destination revision.
| Field | Before | After |
|---|---|---|
| /business/description | Not yet authored. | Lemonade is rebuilding insurance from the ground up on a digital substrate and an innovative business model. By leveraging technology, data, artificial intelligence, contemporary design, and social impact, we believe we are making insurance more delightful, more affordable, and more precise. To that end, we have built a vertically-integrated company with wholly-owned insurance carriers in the United States and Europe, including the UK, and the full technology stack to power them. A brief chat with our bot, AI Maya, is all it takes to get covered with renters, homeowners, pet, car or life insurance, and we expect to offer a similar experience for other insurance products over time. Claims are filed by chatting with another bot, AI Jim, who pays claims in as little as two seconds. This breezy experience belies the extraordinary technology that enables it: a state-of-the-art platform that spans marketing to underwriting, customer care to claims processing. |
| /business/drivers/0 | Not yet authored. | A brief chat with our bot, AI Maya, is all it takes to get covered with renters, homeowners, pet, car or life insurance, and we expect to offer a similar. |
| /business/drivers/1 | Not yet authored. | This breezy experience belies the extraordinary technology that enables it: a state-of-the-art platform that spans marketing to underwriting, customer care to. |
| /business/drivers/2 | Not yet authored. | Our architecture melds artificial intelligence with the human kind, and learns from the prodigious data it generates to become ever better at delighting. |
| /earnings/next_report_date | None | 2026-11-02 |
| /earnings/source | No published note dates the next report. | estimated from 10-Q filed 2026-08-04 plus 90 days |
| /memory/analogs_n | 247 | 290 |
| /memory/bands/10d/p10 | -8.561 | -8.712 |
| /memory/bands/10d/p50 | 1.009 | -0.292 |
| /memory/bands/10d/p90 | 12.987 | 4.99 |
| /memory/bands/10d/p_up | 0.57 | 0.472 |
| /memory/bands/1d/p10 | -2.851 | -2.489 |
| /memory/bands/1d/p50 | -0.063 | -0.125 |
| /memory/bands/1d/p90 | 3.788 | 1.647 |
| /memory/bands/1d/p_up | 0.486 | 0.434 |
| /memory/bands/5d/p10 | -6.484 | -5.794 |
| /memory/bands/5d/p50 | 0.613 | -0.049 |
| /memory/bands/5d/p90 | 8.224 | 4.014 |
| /memory/bands/5d/p_up | 0.559 | 0.497 |
| /meta/as_of | 2026-09-17 | 2026-09-18 |
| /meta/business_authored | None | False |
| /meta/extract_accession | None | 0001691421-26-000016 |
| /meta/extract_filed | None | 2026-02-25 |
| /meta/extract_form | None | 10-K |
| /meta/extract_source | None | filing |
| /meta/extract_url | None | https://www.sec.gov/Archives/edgar/data/1691421/000169142126000016/lmnd-20251231.htm |
| /meta/revision | 1 | 2 |
| /thesis/view | Not yet authored. | |
| /thesis/what_changes_it | Not yet authored. |