{"meta":{"as_of":"2026-09-18","revision":2,"skeleton":true,"compiled_at":"2026-09-18T17:16:11.407290+00:00","extract_url":"https://www.sec.gov/Archives/edgar/data/1691421/000169142126000016/lmnd-20251231.htm","extract_form":"10-K","authored_hash":"7fe8d085345ac3bc262464a9787d875f","extract_filed":"2026-02-25","extract_source":"filing","generated_hash":"b7bf2a62d502993ef9618b9b01e7fa54","business_authored":false,"extract_accession":"0001691421-26-000016"},"model":{"entity":"Lemonade, Inc.","source":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","quarters":[{"cfo":{"value":16300000.0,"provenance":{"form":"10-Q","class":"derived","filed":"2025-11-05","concept":"NetCashProvidedByUsedInOperatingActivities","accession":"0001691421-25-000149","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"fcf":{"value":14100000.0,"provenance":{"form":"10-Q","class":"derived","filed":"2025-11-05","concept":"NetCashProvidedByUsedInOperatingActivities - PaymentsToAcquirePropertyPlantAndEquipment","accession":"0001691421-25-000149","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"cash":{"value":329800000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2024-10-31","concept":"CashAndCashEquivalentsAtCarryingValue","accession":"0001691421-24-000133","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"capex":{"value":2200000.0,"provenance":{"form":"10-Q","class":"derived","filed":"2025-11-05","concept":"PaymentsToAcquirePropertyPlantAndEquipment","accession":"0001691421-25-000149","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"revenue":{"value":136600000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2025-11-05","concept":"Revenues","accession":"0001691421-25-000149","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"net_income":{"value":-67700000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2025-11-05","concept":"NetIncomeLoss","accession":"0001691421-25-000149","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"period_end":"2024-09-30","eps_diluted":{"value":-0.95,"provenance":{"form":"10-Q","class":"reported","filed":"2025-11-05","concept":"EarningsPerShareDiluted","accession":"0001691421-25-000149","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"fiscal_label":"2024Q3","gross_profit":null,"debt_long_term":null,"shares_diluted":{"value":71138070.0,"provenance":{"form":"10-Q","class":"reported","filed":"2025-11-05","concept":"WeightedAverageNumberOfDilutedSharesOutstanding","accession":"0001691421-25-000149","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"operating_income":null},{"cfo":{"value":13800000.0,"provenance":{"form":"10-K","class":"derived","filed":"2026-02-25","concept":"NetCashProvidedByUsedInOperatingActivities","accession":"0001691421-26-000016","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"fcf":{"value":10600000.0,"provenance":{"form":"10-K","class":"derived","filed":"2026-02-25","concept":"NetCashProvidedByUsedInOperatingActivities - PaymentsToAcquirePropertyPlantAndEquipment","accession":"0001691421-26-000016","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"cash":{"value":376000000.0,"provenance":{"form":"10-K","class":"reported","filed":"2026-02-25","concept":"CashAndCashEquivalentsAtCarryingValue","accession":"0001691421-26-000016","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"capex":{"value":3200000.0,"provenance":{"form":"10-K","class":"derived","filed":"2026-02-25","concept":"PaymentsToAcquirePropertyPlantAndEquipment","accession":"0001691421-26-000016","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"revenue":{"value":148800000.0,"provenance":{"form":"10-K","class":"derived","filed":"2026-02-25","concept":"Revenues","accession":"0001691421-26-000016","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"net_income":{"value":-30000000.0,"provenance":{"form":"10-K","class":"derived","filed":"2026-02-25","concept":"NetIncomeLoss","accession":"0001691421-26-000016","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"period_end":"2024-12-31","eps_diluted":null,"fiscal_label":"2024Q4","gross_profit":null,"debt_long_term":null,"shares_diluted":null,"operating_income":null},{"cfo":{"value":-47200000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-04-30","concept":"NetCashProvidedByUsedInOperatingActivities","accession":"0001691421-26-000034","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"fcf":{"value":-49500000.0,"provenance":{"form":"10-Q","class":"derived","filed":"2026-04-30","concept":"NetCashProvidedByUsedInOperatingActivities - PaymentsToAcquirePropertyPlantAndEquipment","accession":"0001691421-26-000034","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"cash":{"value":309200000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2025-05-06","concept":"CashAndCashEquivalentsAtCarryingValue","accession":"0001691421-25-000066","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"capex":{"value":2300000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-04-30","concept":"PaymentsToAcquirePropertyPlantAndEquipment","accession":"0001691421-26-000034","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"revenue":{"value":151200000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-04-30","concept":"Revenues","accession":"0001691421-26-000034","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"net_income":{"value":-62400000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-08-04","concept":"NetIncomeLoss","accession":"0001691421-26-000055","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"period_end":"2025-03-31","eps_diluted":{"value":-0.86,"provenance":{"form":"10-Q","class":"reported","filed":"2026-04-30","concept":"EarningsPerShareDiluted","accession":"0001691421-26-000034","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"fiscal_label":"2025Q1","gross_profit":null,"debt_long_term":null,"shares_diluted":{"value":72921318.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-04-30","concept":"WeightedAverageNumberOfDilutedSharesOutstanding","accession":"0001691421-26-000034","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"operating_income":null},{"cfo":{"value":5500000.0,"provenance":{"form":"10-Q","class":"derived","filed":"2026-08-04","concept":"NetCashProvidedByUsedInOperatingActivities","accession":"0001691421-26-000055","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"fcf":{"value":3400000.0,"provenance":{"form":"10-Q","class":"derived","filed":"2026-08-04","concept":"NetCashProvidedByUsedInOperatingActivities - PaymentsToAcquirePropertyPlantAndEquipment","accession":"0001691421-26-000055","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"cash":{"value":377500000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2025-08-05","concept":"CashAndCashEquivalentsAtCarryingValue","accession":"0001691421-25-000124","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"capex":{"value":2100000.0,"provenance":{"form":"10-Q","class":"derived","filed":"2026-08-04","concept":"PaymentsToAcquirePropertyPlantAndEquipment","accession":"0001691421-26-000055","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"revenue":{"value":164100000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-08-04","concept":"Revenues","accession":"0001691421-26-000055","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"net_income":{"value":-43900000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-08-04","concept":"NetIncomeLoss","accession":"0001691421-26-000055","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"period_end":"2025-06-30","eps_diluted":{"value":-0.6,"provenance":{"form":"10-Q","class":"reported","filed":"2026-08-04","concept":"EarningsPerShareDiluted","accession":"0001691421-26-000055","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"fiscal_label":"2025Q2","gross_profit":null,"debt_long_term":null,"shares_diluted":{"value":73433379.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-08-04","concept":"WeightedAverageNumberOfDilutedSharesOutstanding","accession":"0001691421-26-000055","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"operating_income":null},{"cfo":{"value":4500000.0,"provenance":{"form":"10-Q","class":"derived","filed":"2025-11-05","concept":"NetCashProvidedByUsedInOperatingActivities","accession":"0001691421-25-000149","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"fcf":{"value":2600000.0,"provenance":{"form":"10-Q","class":"derived","filed":"2025-11-05","concept":"NetCashProvidedByUsedInOperatingActivities - PaymentsToAcquirePropertyPlantAndEquipment","accession":"0001691421-25-000149","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"cash":{"value":345900000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2025-11-05","concept":"CashAndCashEquivalentsAtCarryingValue","accession":"0001691421-25-000149","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"capex":{"value":1900000.0,"provenance":{"form":"10-Q","class":"derived","filed":"2025-11-05","concept":"PaymentsToAcquirePropertyPlantAndEquipment","accession":"0001691421-25-000149","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"revenue":{"value":194500000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2025-11-05","concept":"Revenues","accession":"0001691421-25-000149","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"net_income":{"value":-37500000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2025-11-05","concept":"NetIncomeLoss","accession":"0001691421-25-000149","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"period_end":"2025-09-30","eps_diluted":{"value":-0.51,"provenance":{"form":"10-Q","class":"reported","filed":"2025-11-05","concept":"EarningsPerShareDiluted","accession":"0001691421-25-000149","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"fiscal_label":"2025Q3","gross_profit":null,"debt_long_term":null,"shares_diluted":{"value":74194138.0,"provenance":{"form":"10-Q","class":"reported","filed":"2025-11-05","concept":"WeightedAverageNumberOfDilutedSharesOutstanding","accession":"0001691421-25-000149","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"operating_income":null},{"cfo":{"value":20700000.0,"provenance":{"form":"10-K","class":"derived","filed":"2026-02-25","concept":"NetCashProvidedByUsedInOperatingActivities","accession":"0001691421-26-000016","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"fcf":{"value":17600000.0,"provenance":{"form":"10-K","class":"derived","filed":"2026-02-25","concept":"NetCashProvidedByUsedInOperatingActivities - PaymentsToAcquirePropertyPlantAndEquipment","accession":"0001691421-26-000016","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"cash":{"value":385000000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-08-04","concept":"CashAndCashEquivalentsAtCarryingValue","accession":"0001691421-26-000055","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"capex":{"value":3100000.0,"provenance":{"form":"10-K","class":"derived","filed":"2026-02-25","concept":"PaymentsToAcquirePropertyPlantAndEquipment","accession":"0001691421-26-000016","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"revenue":{"value":228100000.0,"provenance":{"form":"10-K","class":"derived","filed":"2026-02-25","concept":"Revenues","accession":"0001691421-26-000016","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"net_income":{"value":-21700000.0,"provenance":{"form":"10-K","class":"derived","filed":"2026-02-25","concept":"NetIncomeLoss","accession":"0001691421-26-000016","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"period_end":"2025-12-31","eps_diluted":null,"fiscal_label":"2025Q4","gross_profit":null,"debt_long_term":null,"shares_diluted":null,"operating_income":null},{"cfo":{"value":-600000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-04-30","concept":"NetCashProvidedByUsedInOperatingActivities","accession":"0001691421-26-000034","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"fcf":{"value":-4100000.0,"provenance":{"form":"10-Q","class":"derived","filed":"2026-04-30","concept":"NetCashProvidedByUsedInOperatingActivities - PaymentsToAcquirePropertyPlantAndEquipment","accession":"0001691421-26-000034","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"cash":{"value":374300000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-04-30","concept":"CashAndCashEquivalentsAtCarryingValue","accession":"0001691421-26-000034","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"capex":{"value":3500000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-04-30","concept":"PaymentsToAcquirePropertyPlantAndEquipment","accession":"0001691421-26-000034","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"revenue":{"value":258000000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-04-30","concept":"Revenues","accession":"0001691421-26-000034","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"net_income":{"value":-35800000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-08-04","concept":"NetIncomeLoss","accession":"0001691421-26-000055","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"period_end":"2026-03-31","eps_diluted":{"value":-0.47,"provenance":{"form":"10-Q","class":"reported","filed":"2026-04-30","concept":"EarningsPerShareDiluted","accession":"0001691421-26-000034","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"fiscal_label":"2026Q1","gross_profit":null,"debt_long_term":null,"shares_diluted":{"value":76307698.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-04-30","concept":"WeightedAverageNumberOfDilutedSharesOutstanding","accession":"0001691421-26-000034","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"operating_income":null},{"cfo":{"value":-3400000.0,"provenance":{"form":"10-Q","class":"derived","filed":"2026-08-04","concept":"NetCashProvidedByUsedInOperatingActivities","accession":"0001691421-26-000055","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"fcf":{"value":-8000000.0,"provenance":{"form":"10-Q","class":"derived","filed":"2026-08-04","concept":"NetCashProvidedByUsedInOperatingActivities - PaymentsToAcquirePropertyPlantAndEquipment","accession":"0001691421-26-000055","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"cash":{"value":367600000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-08-04","concept":"CashAndCashEquivalentsAtCarryingValue","accession":"0001691421-26-000055","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"capex":{"value":4600000.0,"provenance":{"form":"10-Q","class":"derived","filed":"2026-08-04","concept":"PaymentsToAcquirePropertyPlantAndEquipment","accession":"0001691421-26-000055","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"revenue":{"value":294400000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-08-04","concept":"Revenues","accession":"0001691421-26-000055","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"net_income":{"value":-43400000.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-08-04","concept":"NetIncomeLoss","accession":"0001691421-26-000055","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"period_end":"2026-06-30","eps_diluted":{"value":-0.56,"provenance":{"form":"10-Q","class":"reported","filed":"2026-08-04","concept":"EarningsPerShareDiluted","accession":"0001691421-26-000055","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"fiscal_label":"2026Q2","gross_profit":null,"debt_long_term":null,"shares_diluted":{"value":76983877.0,"provenance":{"form":"10-Q","class":"reported","filed":"2026-08-04","concept":"WeightedAverageNumberOfDilutedSharesOutstanding","accession":"0001691421-26-000055","source_url":"https://data.sec.gov/api/xbrl/companyfacts/CIK0001691421.json","retrieved_at":"2026-09-18T17:16:10+00:00"}},"operating_income":null}],"retrieved_at":"2026-09-18T17:16:10+00:00"},"notes":[],"memory":{"as_of":"2026-09-17","bands":{"1d":{"p10":-2.489,"p50":-0.125,"p90":1.647,"p_up":0.434},"5d":{"p10":-5.794,"p50":-0.049,"p90":4.014,"p_up":0.497},"10d":{"p10":-8.712,"p50":-0.292,"p90":4.99,"p_up":0.472}},"state":"down/below/off/stuck/ordinary/weak/alone","reason":null,"coverage":"ok","analogs_n":290,"disclaimer":"Historical distributions of what followed similar states, measured before today's news. Not a forecast; no side."},"schema":"company_file.v1","thesis":{"view":"","scenario_ranges":null,"what_changes_it":""},"no_side":true,"business":{"drivers":["A brief chat with our bot, AI Maya, is all it takes to get covered with renters, homeowners, pet, car or life insurance, and we expect to offer a similar.","This breezy experience belies the extraordinary technology that enables it: a state-of-the-art platform that spans marketing to underwriting, customer care to.","Our architecture melds artificial intelligence with the human kind, and learns from the prodigious data it generates to become ever better at delighting."],"description":"Lemonade is rebuilding insurance from the ground up on a digital substrate and an innovative business model. By leveraging technology, data, artificial intelligence, contemporary design, and social impact, we believe we are making insurance more delightful, more affordable, and more precise. To that end, we have built a vertically-integrated company with wholly-owned insurance carriers in the United States and Europe, including the UK, and the full technology stack to power them. A brief chat with our bot, AI Maya, is all it takes to get covered with renters, homeowners, pet, car or life insurance, and we expect to offer a similar experience for other insurance products over time. Claims are filed by chatting with another bot, AI Jim, who pays claims in as little as two seconds. This breezy experience belies the extraordinary technology that enables it: a state-of-the-art platform that spans marketing to underwriting, customer care to claims processing."},"earnings":{"source":"estimated from 10-Q filed 2026-08-04 plus 90 days","next_report_date":"2026-11-02"},"identity":{"cik":1691421,"sic":"6331","name":"Lemonade, Inc.","symbol":"LMND","cluster":"Financials & fintech","exchange":"NYSE"},"estimates":{"rows":[],"basis":"not yet estimated","consensus":null,"revisions":[]},"scorecard":{"inside_5d":null,"notes_scored":0,"band_coverage_5d":null},"disclosure":"All positions in the Research Model Portfolio are simulated. No real money is invested in this model. Our research is free and is not tailored to any reader's financial circumstances."}